Who pays for Long Term Care?

There is no simple answer to this question as it depends on the individual circumstances of the person requiring care.

Anyone with assets below the upper capital limit (currently £23,000 in England and Northern Ireland, £22,000 in Wales and £22,500 in Scotland) will be entitled to financial assistance from the Local Authority for domiciliary or residential care.

Anyone with assets above the upper capital limit will need to fund the cost from their own savings (see Paying Privately – The Options).

There may be some financial assistance in meeting domiciliary care costs from an entitlement to Attendance Allowance and possibly Pension Credit, subject to individual circumstances.

We at equityCare will be able to discuss your circumstances with you, give you all of the information and advice you need and work with you to provide the best possible solution for meeting the cost of the care required.